DirecciónConsultant, Credit Risk/Retail and Corporate Credits
Permanent Employment – Brussels, Belgium
What makes Cognizant a unique place to work? The combination of rapid growth on a global scale in an international and innovative environment! This is creating a lot of opportunities for people like you — ambitious and pro-active with an entrepreneurial spirit who creates and seizes opportunities.
At Cognizant, together with your colleagues from all around the world, you will collaborate on creating solutions for the world's leading companies and help them become more flexible, innovative and successful. And this is your chance to be part of that story: we are looking for a member to join our Cognizant Consulting team for Banking and Financial Services in Belgium.
About Cognizant Consulting for Banking & Financial Services (CC BFS)
CC BFS (Cognizant Consulting – Banking & Financial Services) is the consulting part of one of the largest vertical industry sectors within Cognizant. They work with tier 1 banking and insurance organizations globally and in the Benelux. The practice has positioned itself as a valuable and trusted partner to its clients by providing core banking consulting; end-to-end support through the value creation process by blending industry expertise with cross-industry solutions guided by transformational business and technology strategies. It actively furnishes the making of stronger business beyond and across geographies, size and representation in the market.
For more information, please visit https://www.cognizant.com/be/en/banking
Consultant Credit Risk
Advise banks and other financial institutions on Credit Risk management including measuring, monitoring and reporting of risk metrics, and on best practices in mortgages and lending including designing and implementing solutions for the entire credit lifecyle.
Responsibilities:
- You refine the backlog to support the Product Owner of the squad.
- You play an active role in the refinement of user stories to ensure user story feasibility.
- You translate business requirements into functional designs, ensuring compliance by design.
- You align with the architects to make sure the designed solution is in line with the architectural roadmap.
- You work closely together with various departments in a financial institution to refine the user stories and finalize the functional design.
- You help your client in addressing requests from various stakeholders – e.g. regulators, auditors etc
- You play a key role in the quality assurance of the delivered solution; supporting the team in user acceptance testing and aligning with the stakeholders is one of the important responsibilities.
- You are able to independently perform the data extraction, handling and analysis required for the functional analysis/business analysis; you are well aware of the logical data modelling
- You build the bridge between business and IT.
Our ideal candidate:
- Master's degree preferred.
- Work experience in European banking industry required.
- At least 5 years’ experience in Credit Risk calculation and reporting (including regulatory reporting, COREP, Basel III, Basel IV) in banks and financial institutions.
- Experience in Credit Risk / counterparty Credit Risk calculation measures (SA-CCR, PFE, EPE, EEPE, PD, LGD, IFRS9)
- Understanding of credits / lending product and process lifecycle
- Significant experience in Retail and Corporate Banking involving mortgages and other credit products, loan origination and monitoring, credit scoring, credit collection, KYC/CDD, customer journey
- Experience with ESG reporting, SFDR implementation, Taxonomy development.
- Ability of requirement elicitation, analyzing the business requirements into solution design and implement the solution.
- Strong communication and stakeholder management skills
- Dutch and/or French professional fluency is mandatory.
- Intermediate level of SQL knowledge is mandatory.
- Experience in Agile working environment.
Nice to have:
- SAS experience
- ESG exposure
- Ability to understand C#/Java code
What you can expect
- Become part of a the ‘flag ship’ success story - We go through enormous growth!
- Based in the Benelux – we have offices in Amsterdam, Eindhoven and Brussels within an European and Global network
- Organization driven by technology – strong industry track record.
- Open, ‘can do’ team spirit
- Entrepreneurial environment where you can make your own ideas reality, add value to the client’s journey by challenging the leagcy and suggestign the best practices and drive your own career
Diversity and Inclusion at Cognizant
At Cognizant, we believe diversity and inclusion are at the heart of our ability to execute successfully and consistently over the long term. We recognize that our people are our most important asset. We strive to create an environment where all associates feel comfortable to be themselves, feel accepted and can therefore thrive both personally and professionally. We continue to drive D&I throughout our organization to unlock the insights, imagination and innovation of our associates, as well as reflect the diversity of our clients and communities. We are a Dutch and European Top Employer and continually drive employment recognition and engagement through employee friendly policies and affinity groups such as “Women Empowered”, “Embrace LGBTQ+” and “Race Equality Network”.
Employee Status : Full Time Employee
Shift : Day Job
Travel : No
Job Posting : Feb 22 2024
About Cognizant
Cognizant (Nasdaq-100: CTSH) is one of the world's leading professional services companies, transforming clients' business, operating and technology models for the digital era. Our unique industry-based, consultative approach helps clients envision, build and run more innovative and efficient businesses. Headquartered in the U.S., Cognizant is ranked 185 on the Fortune 500 and is consistently listed among the most admired companies in the world. Learn how Cognizant helps clients lead with digital at www.cognizant.com or follow us @Cognizant.
